Enhanced Structured Income - ESI ™
Settlement Asset Management is proud to introduce an exclusive product called Enhanced Structured Income. Enhanced Structured Income streams (sometimes referred to as “ESI ™”) are fixed structured settlement annuity payment rights that have been sold at a significant discount to a third party purchaser. After the sale, the structured settlement annuity payment obligation remains in force and can be legally transferred to a new buyer through the purchase of ESI ™ . When ESI ™ is purchased, the buyer is legally transferred the rights to future fixed structured settlement annuity payments in return for a one time lump sum investment.
Since the Enhanced Structured Income comes from a fixed annuity, it is one of the safest investment vehicles available. Life insurance companies, which issue structured settlement annuity contracts, are strictly regulated by each state’s own department of insurance. Traditionally, life insurance companies invest monies they receive for future payment obligations, such as annuities and life insurance, in government securities and high grade commercial bonds so they can meet their future obligations. Given the foregoing, Enhanced Structured Income is appropriate for conservative investors.
As part of a properly balanced portfolio of investments, ESI ™ can provide a strong performing fixed income component. Most fixed income products available today have very low rates of return. On the other hand, Enhanced Structured Income has competitive rates of return that rival variable products. Enhanced Structured Income can elevate the overall portfolio value given its relatively high returns in the fixed portion of the portfolio.
